Michael Fahey

Mortgage Advisor

About Me

What makes me different?

Your home can be one of the greatest assets and a major part of your financial portfolio. When working with me, you can expect a consultative approach to help determine the best type of loan to meet your real estate and financial goals. I take the time with every client to discuss all the facets of the mortgage process: credit analysis (understanding your credit report) Secondary Marketing (loan rate pricing), Loan Selection (FHA, VA, Conventional, USDA, Jumbo, ARMS, Etc.) Loan process (life of a Loan and how I keep you informed along the way) Closing (getting to the closing table) Life after the close (your lifelong trusted advisor). I love what I do: Putting people in their home!!

What makes us different?

Our vision is to make a difference in our client’s lives. We realize we can make the biggest difference for client’s by saving them money through a low interest rate, reliable experience, and a simple process. We can save client’s money by running the company differently. Unlike most retail lenders, we literally shop for the best rate upfront among multiple competing banks and investors. We are not committed to just one funding source for rates. Most retail lenders and banks can only provide their upfront rate offering and do not offer the same rate shopping feature. Next, we have eliminated many of the typical industry expenses that cause higher rates like layers of sales management, loan officer recruiting staff, sign-on bonuses, marketing staff and excessive commercial space. Typical expenses have no direct benefit to the consumer, and they cause higher rates. Next, our technology allows us to work efficiently from a digital platform. Digital loan requests are efficient and less costly to process. Low overhead, efficient technology and competing funding sources allow us to offer low rates and achieve our vision of making a difference in our client’s lives.

What are my professional credentials?

In practice since 2001. D Magazine’s Top Producer Closed over 3,500 loans for clients.

Client Testimonials

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