Armando Mungioli

Co-Founder / Mortgage Advisor

About Me

What makes me different?

It is an exciting time when you find a home, however applying for a home loan is not met with the same enthusiasm. Many clients describe feeling stressed when applying for a home loan. While my vocation is a mortgage advisor, I believe my real job is to eliminate anxiety and to help my clients feel confident about mortgages. Whether it’s your first home or you’re an experienced home buyer, I understand every client experiences some level of stress about mortgages. So, I communicate in plain easy to understand language. I will match your learning pace so that you can gain the knowledge you need to make a smart mortgage choice. I give clients access to me 7 days a week to get answers to the questions that are on their mind. This simple approach eliminates stress and helps clients feel confident about mortgages. I enjoy helping clients achieve this.

What makes us different?

Our vision is to make a difference in our client’s lives. We realize we can make the biggest difference for client’s by saving them money through a low interest rate, reliable experience, and a simple process. We can save client’s money by running the company differently. Unlike most retail lenders, we literally shop for the best rate upfront among multiple competing banks and investors. We are not committed to just one funding source for rates. Most retail lenders and banks can only provide their upfront rate offering and do not offer the same rate shopping feature. Next, we have eliminated many of the typical industry expenses that cause higher rates like layers of sales management, loan officer recruiting staff, sign-on bonuses, marketing staff and excessive commercial space. Typical expenses have no direct benefit to the consumer, and they cause higher rates. Next, our technology allows us to work efficiently from a digital platform. Digital loan requests are efficient and less costly to process. Low overhead, efficient technology and competing funding sources allow us to offer low rates and achieve our vision of making a difference in our client’s lives.

What are my professional credentials?

In practice since 1998.
D Magazine’s Top Producer
Supervised over 4,000 successful closings as an originator and manager.

Client Testimonials

Armando got an incredible rate and closed on time. He was always available to answer our questions. I will recommend him to anyone who needs home financing.
5/5
Blake Snider
Client
Armando is 100% reliable. He makes commitments that he can deliver on and is very responsive to his clients needs.
5/5
Anupam Prasad
Client
Thanks Armando. Your team did a good job! Very Professional.
5/5
Robert Yancey
Client
Thanks to Armando’s hard work, we had a smooth closing ahead of schedule
5/5
Debbie Marshall
Client
Armando’s rate lock strategy helped us save money and gave us peace of mind that our payment was in our comfort range.
5/5
Jon Wagner
Client
Knowledgeable and always available. Armando removed much of the anxiety in the home building process.
5/5
Gregory Davis
Client
Armando helped me get a better deal on my new home build than the builder’s lender.
5/5
Robb Early
Client
Armando helped my client get a better rate and lower cost than the builder’s lender.
5/5
Deanne Wagner
Client
Armando helped us get the lowest rate with no points. They were a pleasure to work with.
5/5
Jason Johnson
Client
You guys are AMAZING!!!
5/5
Brenda Leach
Client
I appreciate all your hard work and great rates for my clients.
5/5
Debi Leavitt Realtor
Bravo! You did great! Terry and Donna are so happy with you and their low interest rate!
5/5
Debi Leavitt Realtor